In this section you will find various anecdotes and information contributed by Neil Hiltunen, a founding member of ARD.

Volunteering 6/10

Bob Couch and Rich Berryman presented an informative, insightful description of their experiences in developing and growing a broad volunteer effort in Honduras.…

Municipal Bonds 10/11

Here are a few “bullets” from this interesting meeting: The bond market is relatively inefficient resulting in prices that are negotiable. Because…

Time 1/10

We had an interesting discussion about time. One of the great joys of retirement is the availability of time. It is a feeling of freedom to be able to respond…